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Jean Richer

Step 1 - Know your credit score

find your dream home

You have made the big decision of buying a home. This is a great step for your future financial well-being. It is a big decision that should not be taken lightly. I will be guiding you through the entire process, one step at a time. 


The first item we talk about is your credit score. In order to qualify for a mortgage, you will need to find out what your credit score is. Many things can affect your credit score so being aware of it will ensure you can qualify for your mortgage! Also, remember not to get too many hits on your credit score as it will affect it negatively.


Below are a few links to help you find out more information about what your credit score is all about. 


1) Credit score information by CMHC 
http://www.cmhc-schl.gc.ca/en/co/buho/plmayomo/plmayomo_002.cfm


2) Equifax
http://www.consumer.equifax.ca/home/en_ca


3) Transunion
https://www.transunion.ca/ca






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14 Tips To Buy A Home