If you have been researching how to buy a home, you have probably seen posts online talking about mortgage hacks, first-time home buyer programs, government incentives, and creative financing strategies. These posts are everywhere on social media right now, and many of them make buying a home sound easier than ever. The truth is that many mortgage programs and buyer incentives do exist. However, they often come with very specific qualification requirements that do not apply to every... [read more]

You’ve been told you’re preapproved for a mortgage — great news, right? Not so fast. Many buyers are surprised to learn that a preapproval doesn’t always mean you’re ready to buy. Before you fall in love with a home, it’s worth taking a closer look at what your preapproval really means. Why Pre-approval Isn’t Always Enough Pre-approval is a fantastic first step, but it can sometimes be misleading. In many cases, a quick online form or a... [read more]