If buying a home is on your mind this year, you’ve probably found yourself going back and forth. One day it feels like a good time to start looking. The next day you’re thinking maybe you should wait. Maybe rates will drop. Maybe prices will soften. Maybe things will become clearer. That back and forth is exactly what I’m seeing with a lot of buyers right now in Ottawa. It’s not a lack of motivation. It’s not a lack of ability. It’s... [read more]

I’ve had this conversation with a lot of clients lately, and if you’re renting and thinking about buying, I want to share something important. Yes, prices are high. Yes, interest rates are tough. But waiting for the “perfect time” to buy could end up costing you thousands. Here’s why: Home prices in Canada have increased about 5% per year over the long term, even during slowdowns. That $700K home today? It could be $735K next year. When... [read more]